fmcinsurancebazaar.com

TRAVEL INSURANCE

International Travel Insurance — Travel the World Worry-Free

Comprehensive overseas travel insurance for Schengen visa, USA, UK, and worldwide trips. Medical emergencies, evacuation, trip cancellation, baggage loss, and passport coverage.

Get International Travel Quote

What is International Travel Insurance?

International travel insurance provides comprehensive financial protection during overseas trips. It covers medical emergencies abroad (where treatment costs can be astronomical), emergency evacuation, trip cancellation, lost passports, baggage loss, flight delays, and personal liability across the world.

Many countries, especially Schengen zone nations, require mandatory travel insurance with minimum €30,000 medical coverage for visa approval. Even for countries that dont mandate it, the extremely high cost of medical treatment abroad makes international travel insurance essential.

Why is International Travel Insurance Essential?

  • Visa Requirement — Mandatory for Schengen visa, recommended for US/UK/Canada/Australia
  • Medical Costs Abroad — Hospital stay in USA costs $10,000-50,000/day without insurance
  • Emergency Evacuation — Covers air ambulance costs of ₹30-80 lakh if needed
  • Trip Cancellation — Recover non-refundable flight and hotel expenses
  • Lost Passport — Covers emergency passport replacement and associated expenses
  • Legal Assistance — Access to legal help if you face issues in a foreign country

Key Benefits

Medical Cover

Up to $500,000 medical coverage for hospitalization, treatment, and medications abroad.

Emergency Evacuation

Air ambulance and emergency medical repatriation to India if needed.

Passport Protection

Covers cost of emergency passport replacement and associated travel expenses.

Trip Cancellation

Recover pre-paid non-refundable expenses for flights, hotels, and tours.

Baggage Cover

Compensation for lost, stolen, delayed, or damaged baggage during international travel.

Legal Assistance

Access to legal help and coverage for legal expenses in a foreign country.

Types of Plans Available

Schengen Plan

Meets Schengen visa requirements with €30,000+ medical cover. Essential for Europe travel.

MOST POPULAR

Worldwide Plan

Comprehensive coverage for travel to any country. Best for frequent international travelers.

Student Plan

Extended coverage for students studying abroad. Includes study interruption and sponsor protection.

Claim Process

1

Contact 24/7 international helpline immediately during emergency

2

For medical: Get treated at nearest hospital, insurer coordinates directly where possible

3

For baggage: File PIR with airline and police report in local country

4

For trip cancellation: Provide cancellation evidence and non-refundable expense receipts

5

Submit claim form and documents within 30 days of return to India

Documents Required

  • Valid Passport
  • Visa Copy
  • Travel itinerary and tickets
  • Hotel booking confirmations
  • Medical bills and reports (for medical claims)
  • Property Irregularity Report (for baggage claims)
  • Police report from foreign country (for theft)

Frequently Asked Questions

Yes, Schengen visa applicants must have travel insurance with minimum €30,000 (approximately $33,000) medical coverage valid for the entire Schengen area. Without it, your visa application will be rejected.
For Europe/Schengen: minimum €30,000. For USA: recommended $500,000+ due to extremely high medical costs. For other countries: $100,000-250,000 is generally adequate.
Most policies exclude pre-existing conditions. However, emergency stabilization for life-threatening aggravation of pre-existing conditions may be covered. Some premium plans offer limited pre-existing coverage.
Contact your insurer before the policy expiry date to request an extension. Some policies allow online extensions. If the extension is due to a covered event, coverage may continue automatically.
Standard plans exclude high-risk activities. Purchase an adventure sports add-on for activities like skiing, scuba diving, bungee jumping, skydiving, and mountaineering.
Student travel insurance offers longer coverage periods (6-12 months), includes study interruption benefits, sponsor protection if parents fall ill, and may cover trip to home country during the study period.
Yes, but premiums will be higher for senior travelers (60+). Some insurers have age limits of 70-80 years. Pre-existing condition coverage may be limited. Check policy terms carefully for senior travelers.
International travel insurance coverage is typically in USD or EUR. Claims are processed in the coverage currency and converted to INR at prevailing exchange rates for reimbursement.

Explore More Insurance Products

Domestic Travel Insurance
Health Insurance
Critical Illness Insurance
Term Insurance

Get International Travel Insurance Quote

Compare international travel insurance for Schengen, USA, UK, and worldwide trips. Affordable coverage for worry-free travel.

  • Schengen visa compliant plans
  • Up to $500,000 medical cover
  • Emergency evacuation included
  • Coverage for 180+ countries

Get International Travel Quote

Travelling Abroad? Get Insured!

Our insurance experts are available to help you choose the right plan. Get a free callback now.

Chat on WhatsApp
Call Now